Your money, with real accounting.

Tracked is a personal finance app for the browser: a ledger of every transaction, accounts in any currency, proper financial statements and a to do list with a calendar.

Open Tracked Try the demo

The demo opens pre-filled, with shops, an employer and a currency from your region, a connected demo calendar and a sample statement to import. No account; nothing leaves your browser.

Examples shown for Switzerland

Last month
Last month in the demo household, read left to right: income splits into saved and spending, savings into invested and kept as cash, and the month ends in its net worth change. This is the app itself: hover a node for its share of every 100 earned, click it for the entries behind it, or switch to Per 100.

To do list

A to do list beside your money.

Bills to pay, calls to make, projects to finish. Write the time into the task and it lands on the calendar; keep a view per moment of the week.

!tomorrow 2pm 1h
Tomorrow at 14:00, for an hour
!fri 14:00
Friday at 14:00
!15 oct
On 15 October
  • Projects and views. Group tasks under a project; put lists and calendars side by side in a view for this week, a project, or planning.
  • Day, three days, week or month. Drag a task onto the calendar, pull its edge to change how long it takes.
  • Google Calendar both ways: tasks become events, and edits in Google come back. Optional and revocable.
  • The demo comes with a connected demo calendar, so its events sit beside your tasks without a Google account.
The demo's This week view: a task typed with its time, a project made by typing # Moving day with its first task, then a task dragged onto the calendar. The trip below is another project.
The family group Home: you as owner, Alex as member, and an invitation pending for sam@example.com. The family group Home: you as owner, Alex as member, and an invitation pending for sam@example.com. The Joint account card, marked Shared, with its balance and this month's income, expenses and net flow. The Joint account card, marked Shared, with its balance and this month's income, expenses and net flow.
The demo's family group and its joint account. Alex's entries land in the same ledger as yours.

Share with family

Money you share, in the same place as yours.

Invite your partner or family by email. Shared accounts, entries and budgets are there for everyone in the group; your private accounts stay yours.

  • Joint accounts both of you record into, from your own devices.
  • One picture of the household: totals, reports and the money flow cover your accounts and the shared ones together, or each on its own.
  • Share just a balance: let the group see what an account holds without its entries.
Open the demo's family group

Also in Tracked

Explore all 46 features

  • Budgets

    Monthly, per category or overall, with history and future allowances.

  • Categories

    Subcategories, icons and colours, with trends and share of spending.

  • Statement import

    PDF, CSV, Excel or a photo, read on your device; nothing is uploaded.

  • Receipts

    Up to ten files per entry; take the photos with your phone via a QR code.

  • Undo history

    Undo and redo up to 1,000 actions, or restore a point in time.

  • Keyboard shortcuts

    Shift+Q to Shift+V move between pages; Escape steps back from anything.

  • Dark and light

    Two themes, four accent colours, and a privacy eye that hides every amount.

  • Household sharing

    Invite a partner; keep some accounts private and share the rest.

  • Swiss payment QR

    Create a payment QR code from an account's IBAN, on the device.

  • Cash or accrual

    Amortise a payment over months or years and report on either basis.

  • Analytics and forecasts

    Category trends over any horizon, and wealth 30 to 365 days ahead.

  • A pre-filled demo

    Local to your region, with a demo calendar; nothing leaves the browser.

Speed

Fast, because it is built for the keyboard.

Every account has a number, every category a letter, and Ctrl+Enter saves. The screen changes the moment you act; the database catches up in the background.

  1. Alt+1Expense
  2. 2Visa Platinum
  3. 12.50Amount
  4. WFood
  5. CoopDescription
  6. Ctrl+EnterSave
  • 1.25s An expense, from Alt+1 to the row in the ledger
  • 66msOpen the editor
  • 62msSave and show the row
  • 90msFour-letter search

1.25 s is the running time of the clip, typed at 62 ms between keystrokes. The three latencies were measured on 7 November 2026 on the production build in headless Chromium, with the demo workspace of 751 transactions and 8 accounts.

  • No waiting for the server. The screen updates before the database answers; saves run in the background and retry after a temporary failure.

  • Small downloads. Each page loads as its own chunk; the entry script is about 142 KB gzipped.

  • One pass for balances. All account balances are computed together in one pass.

  • Large ledgers stay quick. One continuous list that stays fast past 10,000 entries.Measured in the September 2026 audit with 10,000 synthetic transactions on a desktop CPU: Transactions ready in 131 ms, four typed search letters in 112 ms (production build, localhost, median of three).

How long each page takes to open

F1 reaction
180 ms
Transactions
53 ms
Accounts
51 ms
Dashboard
54 ms
Accounting
50 ms
To do list
50 ms
Analytics
55 ms
Categories
52 ms
Budgets
47 ms

The F1 bar is a driver's reaction to the start lights, about 180 ms, for scale. Measured on 8 November 2026: production build in Chromium, demo workspace (752 transactions, 8 accounts), each page visited once before; time from the sidebar click to the page content on screen plus two animation frames, median of seven. Older laptop: the same machine with the CPU slowed four times.

Transactions

Every transaction, followed.

One ledger for expenses, income and transfers, with upcoming payments on top and a search that shows what it understood.

Three everyday searches turn into chips, then the recurring payments open: daily, weekly, monthly or yearly; pause, resume or edit one occurrence.
An expense of 86.40 on the Visa card, then a transfer of 500 to the emergency fund (found by typing “emer”).
Quick add. Several entries in one table: Tab moves across, one press adds them all.
Import. The demo’s sample statement, read on the device; rows already in the ledger are set aside.

Search in plain words

Also: coffee this week rent 2026 >100 october

groceries last month
GroceriesLast month
netflix or spotify
netflixorspotify
restaurants >50
RestaurantsAmount over 50

Accounts and accounting

See where the money went.

Accounts in any currency, and the statements a company would keep, sized for a household: income statement, balance sheet, cash flow, money flow and ratios, each compared with the previous period.

The reporting currency moves from CHF to EUR to USD, and every card follows. Account search takes the same words: eur or usd >1000
The October income statement, folded, sorted, then the balance sheet.
Where the cash went in October: opening liquid wealth of CHF 53,894.22, plus CHF 4,649.35 from operating, minus CHF 1,088.00 invested, nothing from financing, minus CHF 10.00 other, closing at CHF 57,445.57.Where the cash went in October: opening liquid wealth of CHF 53,894.22, plus CHF 4,649.35 from operating, minus CHF 1,088.00 invested, nothing from financing, minus CHF 10.00 other, closing at CHF 57,445.57.

Cash flow

A waterfall from opening to closing liquid wealth, split into operating, investing and financing.

From the Swiss demo, in CHF.

Four ratio cards: savings rate 53.8% against a guide of 20% or more, housing share 25.1% against 30% or less, debt-to-income 0.8% and debt service 0.0%, each on its guide band.Four ratio cards: savings rate 53.8% against a guide of 20% or more, housing share 25.1% against 30% or less, debt-to-income 0.8% and debt service 0.0%, each on its guide band.

Ratios

Sixteen ratios, from savings rate to runway, each with a guide band and its working shown.

From the Swiss demo.

See your own money flow.

The demo opens pre-filled: accounts in three currencies, eighteen months of entries, recurring payments, budgets, a to do board, a connected demo calendar and a sample statement to import, with shops, an employer, a transit pass and a currency from your region. No account; nothing leaves your browser.

Open Tracked Try the demo